By accessing this website, purchasing our products or services, or using our materials, you agree to these Terms and Conditions.

1. Acceptance of Terms

By using our website or purchasing from us, you confirm that you:

• are at least the age of majority in your jurisdiction, or have lawful authority to enter into this agreement
• have read and understood these Terms
• agree to comply with them

2. Our Services

We provide digital education, strategic guidance, digital courses, programs, consultations, calls, and related materials for founders, business owners, professionals, and entrepreneurs.

Nothing on this website constitutes a guarantee of business, legal, financial, tax, or investment results.

Prepvista is the main parent company and Muhammad Bilal Tariq's programs offered in this website are the project of our Main business Prepvista

3. Educational Purpose Only

Our programs and services are intended for educational and strategic purposes only. You remain solely responsible for:

• business decisions
• marketing spend
• hiring decisions
• legal compliance
• financial decisions
• tax matters
• implementation choices

You should seek independent professional advice where necessary.

4. No Guaranteed Results

We do not guarantee:

• revenue growth
• increased leads
• increased sales
• lower acquisition costs
• brand growth
• conversion improvement
• audience growth
• business turnaround
• profitability
• any specific commercial outcome

Any case examples, testimonials, strategies, or educational discussions are illustrative and not guaranteed outcomes.

5. Payments

All prices are listed as stated on the relevant sales page, invoice, or checkout page unless otherwise agreed.

You agree to provide accurate billing information and authorize us and/or our payment processing partners to charge the applicable amount.

We reserve the right to change pricing, offers, or program structure at any time for future purchases.

6. Intellectual Property

All content on this website and within our services, including but not limited to:

• videos
• text
• templates
• worksheets
• frameworks
• graphics
• branding
• concepts
• downloads
• presentations
• written materials

is owned by or licensed to Muhammad Bilal Tariq and is protected by applicable intellectual property laws.

You may not:

• copy
• reproduce
• republish
• distribute
• resell
• sublicense
• share login access
• create derivative commercial works from our materials

without prior written consent.

7. Limited License

Upon purchase, you are granted a limited, non-exclusive, non-transferable, revocable license to use the purchased material for your own personal or internal business use only.

8. User Conduct

You agree not to:

• misuse the website or services
• engage in fraud or deceptive activity
• attempt unauthorized access to systems
• share pirated copies of materials
• use abusive, threatening, defamatory, or unlawful conduct toward our team or community
• impersonate another person or business

We reserve the right to suspend or terminate access if these rules are violated.

9. Testimonials and Examples

Any testimonials, case discussions, examples, or client stories presented by us are individual experiences and are not guarantees that you will achieve the same or similar results.

10. Scheduling and Communication

If your purchase includes a call, consultation, or direct support, scheduling will be subject to availability and our stated service process.

We may communicate with you via email, phone, WhatsApp, social media, course platform, or other reasonable channels related to service delivery.

11. Refunds

All refunds are governed by our Refund and Return Policy, which forms part of these Terms.

12. Limitation of Liability

To the fullest extent permitted by law, Muhammad Bilal Tariq its founder, team members, contractors, and affiliates shall not be liable for:

• indirect losses
• lost profits
• business interruption
• lost opportunities
• reputational damage
• consequential damages
• reliance-based losses arising from use of our materials or services

Your use of our services is at your own risk.

13. Service Availability

We aim to keep our website, content, and digital services available, but we do not guarantee uninterrupted access. We may update, revise, suspend, or discontinue parts of our services where necessary.

14. International Purchases

We serve both Pakistani and international customers. By purchasing internationally, you acknowledge that:

• cross-border payment fees, taxes, exchange differences, or local compliance obligations may apply
• you are responsible for compliance with the laws of your jurisdiction as applicable
• digital delivery may involve third-party systems hosted in different countries

15. Governing Law and Jurisdiction

These Terms shall be governed, interpreted, and enforced under the laws of Pakistan, unless otherwise required by mandatory consumer law in another jurisdiction.

Any dispute arising from these Terms shall be subject to the appropriate courts of Pakistan, unless otherwise required by applicable law.

16. Changes to Terms

We may update these Terms at any time. Continued use of the website or services after updates are published constitutes acceptance of the revised Terms.

17. Contact Information

For questions regarding these Terms, contact: